Nissan of Garden City Finance Department in Hempstead, NY
Is your credit score not where you'd like it to be? Don't sweat it. We regularly assist customers with poor credit to complete their goal of owning a new or used vehicle.
Or maybe your credit isn't bad, but you're only just starting to build a credit history. No problem! We've been providing individuals in New York with no-credit car loans for years. Nissan of Garden City has strong relationships with lenders and is committed to finding you the perfect loan to suit your financing needs.
adding products are the best way to ensure that your new or used
vehicle stands the test of time. Great programs such as these can keep
your vehicle in pristine condition for many years and give you peace of
The Vehicle Protection Program - A great way to add value to your vehicle when you're ready to sell.
The Paint Protection Program - Ensures that your car stays in "showroom condition."
Interior Protection Program - Keep your interior clean in the event of spills or mishaps.
Extended Service Agreement - Increase the duration of your factory warranty.
To find out more information contact a Nissan of Garden City financing expert today!
Do I have to finance through Nissan of Garden City?
Absolutely not, you're free to choose your loan provider as you please. Although depending on your unique situation, we may be able to provide a more competitive financing rate than another lender.
Do I have to finance the total cost of the vehicle?
You are always welcome to finance the entire amount of the vehicle or supply a down payment of your choice at the time of purchase. A larger down payment upfront usually means lower monthly payments.
What is APR and how does it affect my loan?
APR stands for Annual Percentage Rate. The APR is the amount of interest on your total loan amount that you'll pay annually (averaged over the full term of the loan). Rates will vary from lender to lender but the lower the rate, the better. Depending on how much you finance and on your APR rate, your monthly payments will increase. For example, if you were to finance $10,000 over 48 months and your APR is 2.0%, your monthly payment of the loan would be $216.95. At the end of the loan, you would have paid back $10,413.60 to the loan provider.
How can I lower my monthly payments?
There are several options for lowering you payments, including providing a vehicle for trade, finding the most competitive APR, and supplying a larger down payment. Contact a Nissan of Garden City finance expert to learn more.
How long will it take to purchase or lease a vehicle?
At Nissan of Garden City, we simplify the lease and finance experience as much as possible to ensure that you are enjoying your new or pre-owned vehicle as quickly as possible. However, depending on your unique situation, the process can take some time. In most cases, this process can take several days but in some situations it can be done within one business day. Call our financing experts today to see how we can streamline the process for you.